Enhanced Capital Strength
Our reinsurance partnerships strengthen our financial position, allowing us to handle larger risks with confidence.
Global Strength
Our Reinsurance Partners
Working with global leaders to enhance our risk management capabilities
Home—Global Strength
The Power of Reinsurance
How reinsurance strengthens our ability to protect our clients
Reinsurance is a vital component of our risk management strategy, enabling us to offer broader coverage and greater financial security to our clients.
By partnering with world-class reinsurers, we distribute risk globally, enhance our underwriting capacity, and maintain the financial strength to handle major claims events.
Our reinsurance program is carefully structured to provide optimal protection across our diverse portfolio of insurance products and services.
Benefits of Our Reinsurance Program
How our reinsurance partnerships create value for our clients and stakeholders
Financial Stability
Reinsurance provides protection against catastrophic events, ensuring our long-term financial stability.
Increased Capacity
We can underwrite larger and more complex risks thanks to our robust reinsurance arrangements.
Technical Expertise
We gain access to specialized knowledge and global best practices through our reinsurance partners.
Our Global Reinsurance Partners
We collaborate with top-rated reinsurers from around the world
All our reinsurance partners are carefully selected based on their financial strength, industry reputation, and track record of claims payment.
Our Reinsurance Structure
A balanced approach to risk transfer that enhances our financial security
Treaty Reinsurance
Automatic coverage for entire portfolios of risk, providing efficient protection for our book of business.
Facultative Reinsurance
Case-by-case arrangements for specific large or complex risks that require specialized coverage.
Proportional Treaties
Sharing both premiums and claims with reinsurers in agreed-upon proportions across specified lines of business.
Excess of Loss Protection
Coverage that activates when claims exceed predetermined retention levels, protecting against severity risks.